Secure TomorrowToday
Prime is a Rwandan insurer trusted since 1995. We protect what matters to Rwandans, with insurance that's easy to understand, fairly priced, and quick to deliver.
Find the right cover in seconds.
What would you like to protect?
You shouldn't need to know what "erection all risk" means to buy insurance. Pick the thing you want protected — we'll take it from there.
The promise
Speed you can count on at claim time
Easy motor claims under RWF 500,000 are settled within one hour. Partial and total loss claims are settled within two working days. Claim preparation costs and accessories are included at no extra charge.
Under RWF 500,000
Paid within 1 hour
Partial or total loss
2 working days
Claim preparation cost
Included, free
Accessories cover
Included, free


My Prime
Manage it all from your phone.
One place to sign in, renew, pay, download documents and track a claim. And if you'd rather not use data at all, everything works on *177#.
Why Prime
Three decades of keeping our word.
Prime is backed by FINAFRICA and Kitabi Tea Company, accredited by the National Bank of Rwanda, and has been settling claims in this market for three decades.
Read our storyWe pay fast, on the record
One hour for easy motor claims under RWF 500,000. Two working days for partial and total loss.
Thirty years of paying
Operating since 1995 as COGEAR, now Prime — accredited and supervised by the National Bank of Rwanda.
Branches and agents nationwide
Someone to talk to in person, wherever in Rwanda you are — not just a form in a browser.
Works on any phone
Dial *177# to check, pay and renew with no smartphone and no data bundle.
Testimonials
We showed up, when it mattered.
Questions?
Prefer to just
ask someone?
WhatsApp an agent, call 1320 toll-free, or walk into any branch. In Kinyarwanda, English or French.




