Business cover

Your legal exposure

Claims from third parties, employees and the public. Employers, manufacturers and service providers.

Liability Insurance

Liability Insurance

Helping you manage your business risks.

Liability insurance protects your business against the cost of claims brought by employees, customers and the public — including legal defence costs.

Best for: Employers, manufacturers and service providers.

Benefits of Liability Insurance

  • Claims settled within seven working days after all required documents are received.
  • Affordable premiums.
  • Specialist risk management advice.
  • Access your policy or claim through our 24-hour call centre on 1320, or email claims@prime.rw or info@prime.rw.

Covers available

Pick the level that fits.

01

Public liability

Covers injury to members of the public and damage to their property arising from your operations.

02

Employers' liability

Covers your legal liability to employees injured or made ill in the course of their work.

03

Product liability

Covers claims arising from goods you have manufactured, supplied or sold.

04

Professional indemnity

Covers claims arising from professional advice or services you provide.

Liability Insurance

What's in, and what isn't.

We put the exclusions on the same page as the benefits. It's the only honest way to compare cover.

What's covered

  • Cover confirmed the moment payment clears
  • Claim preparation costs included at no charge
  • Toll-free claims support on 1320, around the clock
  • Renewal reminders by SMS before the policy lapses

What isn't

  • Deliberate damage or fraudulent declarations
  • Driving or operating without a valid licence or permit
  • Wear, tear and mechanical breakdown over time
  • Losses declared after the policy period ends

If something happens

Declare it, and we move.

Easy motor claims under RWF 500,000 are settled within one hour of a complete declaration. Partial and total loss within two working days of assessment.

See the claim steps

Often taken together