Business cover
Your project
Works under construction, plant, and erection-all-risk exposure. Contractors and infrastructure projects.
Engineering Risk Insurance
Keeping your site protection in our sights.
We offer five engineering packages to suit the risks on your site.
Best for: Contractors and infrastructure projects.
Benefits of Engineering Risk Insurance
- Claims settled within three working days after all required documents are received.
- Affordable premiums.
- Free additional liability cover for third-party bodily injury and property damage under Erection and Contractors All Risk policies.
Five packages
Pick the level that fits.
Contractors All Risks
Covers material damage and protects all parties involved in the construction for the duration of the project, with optional third-party liability.
Erection All Risks (EAR)
Broad cover during construction and erection of machinery, plant and steel structures involving minor civil works.
Machinery Breakdown
Covers human, operational and electrical causes — negligence, faulty operation, overheating, physical explosion and more.
Electronic Equipment
Covers electronic installations, data media and increased cost of working after damage.
Plant & Equipment
Covers contractors' plant and machinery on site and in transit between sites.
Engineering Risk Insurance
What's in, and what isn't.
We put the exclusions on the same page as the benefits. It's the only honest way to compare cover.
What's covered
- Cover confirmed the moment payment clears
- Claim preparation costs included at no charge
- Toll-free claims support on 1320, around the clock
- Renewal reminders by SMS before the policy lapses
What isn't
- Deliberate damage or fraudulent declarations
- Driving or operating without a valid licence or permit
- Wear, tear and mechanical breakdown over time
- Losses declared after the policy period ends
Contract format
Read the policy before you sign it.
If something happens
Declare it, and we move.
Easy motor claims under RWF 500,000 are settled within one hour of a complete declaration. Partial and total loss within two working days of assessment.
See the claim steps