Claims · open 24/7

Something happened. Let's fix it.

Five calm steps, one form, and a promise: easy motor claims under RWF 500,000 are settled within one hour of a complete declaration.

Prime claims officers on the toll-free line

At the scene

Five steps, in order.

Make sure everyone is safe

Move out of traffic if you can, switch on your hazard lights and check on passengers first.

Photograph everything

The damage, both number plates, the wider scene and the road position. More photos is always better.

Note the other party

Name, phone number, insurer and plate number. Take a photo of their insurance certificate.

Call 1320

Our claims line is toll-free and open around the clock. We'll tell you exactly what happens next.

Declare it online

One form, one place. Easy motor claims under RWF 500,000 are settled within the hour.

How long it takes

Our settlement clock, published.

Easy motor claim under RWF 500,000
Within 1 hour
Partial loss, after assessment
2 working days
Total loss, after assessment
2 working days
Claim preparation cost
Free

Have these ready

What we'll ask for.

  • Your policy number or vehicle plate
  • Photos of the damage and the wider scene
  • The other party's details and insurer
  • A police statement for theft or injury
  • Your mobile money or bank details for payment

Declare online

Start your claim here.

Send the basics and a claims officer calls you back. If you'd rather talk first, 1320 is toll-free from every Rwandan network, day or night.

Submitting this form starts a call-back. It is not a settlement confirmation.

No smartphone? Dial *177# to check your policy, pay and renew from any handset.

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