Personal cover
Your loan
The outstanding balance of your loan if you die or become permanently disabled. Anyone with a bank, SACCO or microfinance loan.
Loan Protection Insurance
Your loan does not outlive you.
Loan protection settles the outstanding balance of your credit facility if you die or become permanently disabled, so the debt never transfers to your family or your guarantors.
Best for: Anyone with a bank, SACCO or microfinance loan.
Benefits of Loan Protection Insurance
- Outstanding loan balance settled directly with the lender.
- Cover arranged alongside the loan, with premiums matched to the facility.
- Protects guarantors, co-signers and family from inherited debt.
Loan Protection Insurance
What's in, and what isn't.
We put the exclusions on the same page as the benefits. It's the only honest way to compare cover.
What's covered
- Cover confirmed the moment payment clears
- Claim preparation costs included at no charge
- Toll-free claims support on 1320, around the clock
- Renewal reminders by SMS before the policy lapses
What isn't
- Deliberate damage or fraudulent declarations
- Driving or operating without a valid licence or permit
- Wear, tear and mechanical breakdown over time
- Losses declared after the policy period ends
If something happens
Declare it, and we move.
Easy motor claims under RWF 500,000 are settled within one hour of a complete declaration. Partial and total loss within two working days of assessment.
See the claim steps