Personal cover

You

Income and medical costs after an accidental injury. Riders, field workers and active households.

Personal Accident Insurance

Personal Accident Insurance

Protecting you from the unexpected.

You never know when an accident will happen. Prime Personal Accident Insurance covers you against any accident occurring at any time, anywhere — whether you're there for work or pleasure.

Best for: Riders, field workers and active households.

Benefits of Personal Accident Insurance

  • Claims settled within three working days after all required documents are received.
  • Cost-effective premiums for effective cover.

Personal Accident Insurance

What's in, and what isn't.

We put the exclusions on the same page as the benefits. It's the only honest way to compare cover.

What's covered

  • Cover confirmed the moment payment clears
  • Claim preparation costs included at no charge
  • Toll-free claims support on 1320, around the clock
  • Renewal reminders by SMS before the policy lapses

What isn't

  • Deliberate damage or fraudulent declarations
  • Driving or operating without a valid licence or permit
  • Wear, tear and mechanical breakdown over time
  • Losses declared after the policy period ends

If something happens

Declare it, and we move.

Easy motor claims under RWF 500,000 are settled within one hour of a complete declaration. Partial and total loss within two working days of assessment.

See the claim steps

Often taken together