Personal cover

Your child's education

School fees for nursery, primary, secondary or university level. Parents and guardians planning ahead for tuition.

Education Insurance

Education Insurance

Providing for your children's future.

Prime Life Education policies help you set aside the funds needed to guarantee your child's education. Whether parents are alive or not, children study in the school of their parents' dreams.

Best for: Parents and guardians planning ahead for tuition.

Benefits of Education Insurance

  • Funds are made available to your child or children, even in the event of your sudden death.
  • Redesigned for the current education system — guarantee nursery, primary, secondary or tertiary fees.
  • All deposited premiums generate annual compound interest.
  • On a parent's death or total permanent disability of 70% and above, premium payment stops, Prime Life pays 50% of agreed tuition each year and 100% of school fees for the insured level.

How it works

Step by step.

  1. 1Choose the education level to secure: nursery, primary, secondary or university.
  2. 2Contribute in instalments toward the entire predicted education cost until the child reaches the secured level.
  3. 3Prime Life pays the predicted tuition to the beneficiary at the start of every trimester, semester or year.

Product features

The fine print, in plain words.

  • You can insure your own future education or that of a child yet to be born.
  • Premiums monthly, quarterly, by semester, annually or in a single payment.
  • Annual interest generated on savings deposited.
  • No waiting period for accidents; two months for other cases.
  • Advance, partial surrender and total surrender allowed after three years.

Education Insurance

What's in, and what isn't.

We put the exclusions on the same page as the benefits. It's the only honest way to compare cover.

What's covered

  • Cover confirmed the moment payment clears
  • Claim preparation costs included at no charge
  • Toll-free claims support on 1320, around the clock
  • Renewal reminders by SMS before the policy lapses

What isn't

  • Deliberate damage or fraudulent declarations
  • Driving or operating without a valid licence or permit
  • Wear, tear and mechanical breakdown over time
  • Losses declared after the policy period ends

If something happens

Declare it, and we move.

Easy motor claims under RWF 500,000 are settled within one hour of a complete declaration. Partial and total loss within two working days of assessment.

See the claim steps

Often taken together