Personal cover
Your car
Damage to your car, and injury or damage you cause to others. Anyone driving in Rwanda — it's required by law.
Motor Insurance
Stay on the road with Prime Motor Insurance.
Prime Motor Insurance puts you in the driver's seat with cover that keeps you moving and protects you and your passengers regardless of your destination.
Best for: Anyone driving in Rwanda — it's required by law.
from RWF 68,000 / year
Benefits of Motor Insurance
- Easy claims under RWF 500,000 settled within an hour after all documents are received — one claim per year per car insured.
- Normal claims for partial or total loss settled two working days after all required documents are received.
- Additional free services: claim preparation cost and accessories cover.
Three types of cover
Pick the level that fits.
Platinum
Comprehensive cover against third-party liability for bodily injury and property damage, bodily injury cover for the driver and all passengers, own damage, fire and theft.
Passenger
Cover against bodily injury or property damage to a third party, with additional cover for passengers in your vehicle.
Solo
Cover against bodily injury and property damage caused to a third party, with additional cover against bodily injury to any licensed driver.
Motor Insurance
What's in, and what isn't.
We put the exclusions on the same page as the benefits. It's the only honest way to compare cover.
What's covered
- Cover confirmed the moment payment clears
- Claim preparation costs included at no charge
- Toll-free claims support on 1320, around the clock
- Renewal reminders by SMS before the policy lapses
What isn't
- Deliberate damage or fraudulent declarations
- Driving or operating without a valid licence or permit
- Wear, tear and mechanical breakdown over time
- Losses declared after the policy period ends
Choose your level
Three tiers, named for what they do.
Comprehensive
Known internally as Platinum
from RWF 480,000 / yr
Newer or financed cars
- Third-party injury & property
- Passengers covered
- Driver covered
- Own damage, fire & theft
Third-party + Passengers
Known internally as Passenger
from RWF 128,000 / yr
Cars carrying passengers
- Third-party injury & property
- Passengers covered
- Driver covered
- Own damage, fire & theft
Third-party + Driver
Known internally as Solo
from RWF 68,000 / yr
Basic legal cover
- Third-party injury & property
- Passengers covered
- Driver covered
- Own damage, fire & theft
Add the COMESA extension to any motor tier before you drive across the region. Indicative prices — your final premium depends on the vehicle value and use.
Contract format
Read the policy before you sign it.
If something happens
Declare it, and we move.
Easy motor claims under RWF 500,000 are settled within one hour of a complete declaration. Partial and total loss within two working days of assessment.
See the claim steps