Business cover
Your premises
Buildings, stock, machinery and business interruption. Shops, warehouses, hotels and offices.
Business Property Insurance
Protecting your business while you build your business.
Being a business owner requires focus on the things that really matter: your customers and employees. Prime Business Property Insurance takes care of your buildings while you take care of your company.
Best for: Shops, warehouses, hotels and offices.
Benefits of Business Property Insurance
- Claims settled within five working days after all required documents are received.
- Affordable premiums for property owners.
- Access to discounted fire-fighting equipment through Mugolds International, specialists in fire protection.
Packages
Pick the level that fits.
Fire
Covers your building against fire, lightning and explosions.
Fire+
Covers building and contents against fire, lightning and explosions.
Advanced
Adds earthquakes, storm damage, car damage and airplane damage to building cover.
Advanced+
Advanced cover, plus contents against theft, fire, lightning and explosions.
Complete
Adds internal water damage, glass damage, liability to neighbouring properties and vandalism.
Complete+
Complete cover extended to your contents against every peril listed above.
Product features
The fine print, in plain words.
- Contents-only options: Fire Content Only, Advanced Content Only and Complete Content Only.
Business Property Insurance
What's in, and what isn't.
We put the exclusions on the same page as the benefits. It's the only honest way to compare cover.
What's covered
- Cover confirmed the moment payment clears
- Claim preparation costs included at no charge
- Toll-free claims support on 1320, around the clock
- Renewal reminders by SMS before the policy lapses
What isn't
- Deliberate damage or fraudulent declarations
- Driving or operating without a valid licence or permit
- Wear, tear and mechanical breakdown over time
- Losses declared after the policy period ends
If something happens
Declare it, and we move.
Easy motor claims under RWF 500,000 are settled within one hour of a complete declaration. Partial and total loss within two working days of assessment.
See the claim steps