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Group life, disability, critical illness and funeral benefits for staff. Employers building a competitive benefits package.
Group Life & Employee Benefits
Solutions for employers who have their employees' interests at heart.
Group Term Life Insurance provides a work-based foundation that offers your employees and their dependents a cost-effective financial safety net. It is ideal for employers who want to attract and retain talent with appealing benefits at competitive group rates.
Best for: Employers building a competitive benefits package.
Benefits of Group Life & Employee Benefits
- Lump sum and fixed funeral costs paid to the next-of-kin on an employee's premature death.
- Lump sum paid to employees who become permanently disabled or are diagnosed with a critical illness.
- Subject to the agreement terms, cover paid against loss of income for a predetermined period.
- Contributions made to a pension plan are tax deductible.
Covers offered
Pick the level that fits.
Death cover
A lump sum on the untimely death of the life insured, easing the financial burden on the family.
Total & partial permanent disability
A lump sum if the life insured becomes disabled and cannot work, whether through accident or sickness.
Critical illness / dread disease
A lump sum on diagnosis of a specified critical illness — cancer, heart attack, stroke, kidney failure, major organ transplant, paralysis, blindness, coma or major burns.
Last expense / funeral fees
Funeral costs available within six hours of notification of death to Prime Life.
Loss of income
Prime Life continues paying the employee for the period agreed in the policy after illness or accident.
Group Life & Employee Benefits
What's in, and what isn't.
We put the exclusions on the same page as the benefits. It's the only honest way to compare cover.
What's covered
- Cover confirmed the moment payment clears
- Claim preparation costs included at no charge
- Toll-free claims support on 1320, around the clock
- Renewal reminders by SMS before the policy lapses
What isn't
- Deliberate damage or fraudulent declarations
- Driving or operating without a valid licence or permit
- Wear, tear and mechanical breakdown over time
- Losses declared after the policy period ends
If something happens
Declare it, and we move.
Easy motor claims under RWF 500,000 are settled within one hour of a complete declaration. Partial and total loss within two working days of assessment.
See the claim steps